As a contractor, and the director of your limited company, you should consider what business insurance cover you need. Whilst some elements of business insurance are for peace of mind, others are required by law.
Brookson Insurance services can provide you with advice and information tailored to your individual circumstances to ensure that your business remains both compliant and protected against potential mishaps. You only need to check that the limits provided meet the requirements of your contract.
Please take a look at the list below, if you would answer yes to any of these questions then you are potentially exposed to risk.
- Do I give professional advice?
- Do I need funds to defend any actions against me; even unfounded ones?
- Do I visit clients' premises?
- Do my clients visit me?
- Do I employ my spouse?
- Would my pay stop if I'm injured at work?
- Do I have legal duties operating a limited company?
Insurance requirements - back to basics, read further guidance on which insurances you require and why.
Business Insurance Guidance