If you choose to work as a self-employed sole trader without limited liability protection we believe it is essential to ensure your business carries self-employed insurance.
This demonstrates a professionally run business and may be a requirement from your customers as part of your contract with them.
We offer an insurance package where you don’t need to choose specific elements of cover as they have been carefully selected by our insurance partners, Kingsbridge, to compliment your business.
Please find below a brief summary of each type of cover:
- Public Liability Insurance for self-employed
Protection against claims for liability in respect of accidental bodily injury to third parties, or damage to third party property arising in the course of your business activities.
- Self-employed Professional Indemnity Insurance
Protection in defence of claims made against you as a result of allegations of professional negligence. Cover includes legal defence costs and any damages awarded. Claims for negligence can be made against any company providing professional services.
- Self-employed Personal Accident Cover
If you are injured in a work related accident and are unable to work then you are likely to suffer financial loss. Your employment status means you will more than likely have no other person to hold responsible.
- Self-employed Employers’ Liability Insurance
Protection against claims from Employees for liability in respect of injury or disease which arise in the course of their work and for which you are responsible. Employers’ Liability Insurance is a compulsory insurance for all employers with limited exceptions in law.